Bank

The bank is an important building in Cyberia. Inside the building, players can find two NPCs: The Banker and the Community Market (→ CyberiaMaps).

Banking: 'Staking' CyberCitizens

Before Update 240430, players could claim daily rewards from the Banker for each of their CyberCitizens. Rewards had to be claimed daily and were determined by the rarity, generation, and character level of the citizen. For more information on this, refer to the CyberCitizen page.

The old system was overhauled in April 2024 and replaced by a new mechanism, along with a 10-month transition period to substantially decrease rewards ('halving events'), rebalancing CYPX inflation, and placing more emphasis on playing the game rather than generating passive rewards by holding NFTs. Rewards can be increased by leveling up the character level. Each level (up to level 10) provides a bonus of +2%.

Accumulating Rewards

Players can now let their Citizens accumulate rewards. Accumulating has to be activated manually at the Banker interface. After activation, claiming the rewards is subject to a fee. After 28 days of accumulating, the fee decreases to 0%. Rewards can be claimed for all Citizens at once or individually. If a new CyberCitizen is added to the player's collection, accumulating must be manually activated.

Period	Claim Fee
7 days	20%
14 days	15%
21 days	10%
28 days	5%
28+ days	0%

Halving Events

The examples in the table below show the effects on the highest and lowest-yielding rarity, assuming a character level of 0.

	Reduction	Example 1: GEN2 Voidwalker	Example 2: GEN3 Street Runner
Original Reward	-	440	10
May 1st, 2024	50%	220	5
June 1st, 2024	50%	110	2.5
August 1st, 2024	50%	55	1.25
November 1st, 2024	50%	27.5	0.625
March 1st, 2025	50%	13.75	0.3125

Community Market

Behind the Banker NPC, players can access the Community Market by talking to the NPC.